As agent driven commerce accelerates, the Lobster.cash Mastercard partnership is expanding secure payment capabilities for AI agents using existing card infrastructure.
Lobster.cash, developed by Crossmint, has announced plans to integrate with Mastercard to bring Agent Pay and Verifiable Intent capabilities to AI ecosystems. The integration will allow AI agents operating on open platforms to securely transact on behalf of users using their existing Mastercard cards, without requiring new wallets or payment methods.
The initiative introduces a network backed payments framework combined with cryptographic authorization standards, enabling users to delegate purchasing tasks to AI agents while maintaining strict control and transparency. Initially, the integration will be available to agents on the OpenClaw platform, with plans to expand to additional agent ecosystems in the future.
Through this collaboration, Mastercard cardholders will be able to authorize AI agents to execute transactions that are governed by issuer controls and authenticated through Mastercard’s global network. Each transaction is also cryptographically linked to the user’s explicit intent, ensuring accountability across the payment lifecycle. The system leverages Basis Theory as a credential layer, adding another level of secure tokenization and data protection.
The Lobster.cash Mastercard partnership comes at a time when agentic commerce is rapidly scaling across industries. Platforms like OpenClaw have seen explosive growth, with more than one million AI agents deployed across multiple messaging environments. As these ecosystems expand, ensuring secure and compliant payment mechanisms has become a critical requirement for both developers and financial institutions.
“Mastercard Agent Pay is one of the most trusted payment infrastructures designed for agentic commerce in the world. Bringing it to lobster.cash means agent users don’t need a new wallet or a new card,” said Alfonso Gómez-Jordana Mañas, Co Founder of Crossmint. “They can put the card they already have to work for their agent, with the security and control they expect from Mastercard. This is how agentic payments reach everyone.”
A key component of the integration is Mastercard’s Verifiable Intent framework, which provides a standardized trust layer for agent driven transactions. Co developed with Google, the framework generates tamper resistant records that verify who authorized a transaction, under what conditions, and within what limits. This ensures that all agent initiated payments remain compliant with user defined permissions and can be independently validated by issuers, merchants, and platforms.
Mastercard Agent Pay has already been adopted by major financial institutions including Santander, Commonwealth Bank of Australia, DBS, and UOB. By extending this infrastructure to open agent platforms, the partnership aims to bridge the gap between traditional financial systems and emerging AI driven commerce models.
“Mastercard Agent Pay was built to bring trust and accountability to every agentic transaction,” said Pablo Fourez, Chief Digital Officer at Mastercard. “By integrating with lobster.cash, we’re extending Mastercard’s trusted payments network and infrastructure to open agent platforms, enabling developers to innovate while ensuring consumers and issuers retain the same security and control they expect from Mastercard.”
The Lobster.cash Mastercard partnership underscores a broader shift toward embedding trust directly into AI powered financial transactions. As agent ecosystems continue to grow, secure and verifiable payment frameworks will be essential to ensuring adoption, compliance, and long term scalability across the digital economy.
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